Agrawal Associates Private Wealth Management is an IIROC registered wealth management boutique. Our team develops and maintains customized solutions that protect and enhance our clients’ lifestyles.

Our personalized approach to comprehensive and holistic wealth management is designed to address ten areas of your financial life, and this is what sets us apart from the competition. Our dedicated and experienced team will review and address the following, with all of our clients.

• Investment Management
• Retirement Planning
• Risk Management
• Tax Planning
• Cashflow Planning
• Debt Management
• Estate Planning
• Business Planning
• Intergenerational Transactions
• Philanthropic Solutions

Your situation is different and unique from everyone else’s. Perhaps the best part of our approach is that your customized ‘blueprint’ is specifically designed to fit you, and your needs. No ‘cookie cutters’ here. It’s your life. It your plan. We will help you to see it through, every step of the way.

For more information, or to schedule a complimentary one hour introduction meeting to determine if our service fits with your unique needs, complete this request.

Our Wealth Management Platform

Our Private Wealth Management client model incorporates ten (10) aggregated financial services into one effective holistic platform. Our mandate is to work with our clients as their personal CFO (Chief Financial Officer) and to advise on all aspects of their wealth management needs, not just a select few, actively reviewing and updating client data to maximize our effectiveness.

• Investment Management
• Retirement Planning
• Risk Management
• Tax Planning
• Cashflow Planning
• Debt Management
• Estate Planning
• Business Planning
• Intergenerational Transactions
• Philanthropic Solutions

Our advisory team includes backgrounds and certifications in such areas as Certified Financial Planning (CFP), Accounting (CA), Chartered Financial Analyst (CFA), Chartered Life Underwriter (CLU), Master of Business Administration (MBA), Institutional Portfolio Analyst, Fellow of the Canadian Securities Institute (FCSI) as well as diverse backgrounds and educations in business, economics and commerce.

To us, wealth management encompasses all aspects of both managing and preserving, what you have spent years creating.

Click here for more information on our unique and effective client focused model.

Great question!

Agrawal Associates Private Wealth Management currently holds both IIROC (securities) and LLQP (life insurance) licenses in;

• Alberta
• British Columbia
• Saskatchewan
• Ontario

Though most of our clients do reside in Alberta, we also have several clients who reside within the other three provinces. Periodically clients receive permanent or temporary work transfers, or retire to other provinces, and by holding registrations where our clients reside we can continue to serve their needs.

It is not uncommon to communicate with out-of-province clients through Skype, or Go-To-Meetings.

For more information on maintaining an out-of-province relationship with our team, complete this request.

IIROC Licensed Brokerage Solutions

Investors Group Securities Inc. (IGSI) is an investment dealer and a Member of IIROC, registered in every province across Canada. IGSI is a subsidiary of IGM Financial Inc. (TSX/IGM) a Canadian financial services company, with $133.6 billion in total assets under management as at December 31, 2015. It is a publicly traded subsidiary of Power Financial Corporation (TSX/PWF) which held $792.0 billion in total assets as at December 31, 2016.

Agrawal Associates Private Wealth Management has its IIROC license sponsored by Investors Group Securities Inc. (IGSI) which allows us to offer a range of brokerage investment products in both Canadian and U.S. currencies, allowing maximum flexibility in your financial plan. Such products include:

• Stocks – common and preferred (listed on major North American stock exchanges)
• Guaranteed investment certificates (GICs)
• Strip bonds (corporate and government)
• Bankers’ acceptance and commercial paper
• Bonds and debentures (federal, provincial and corporate)
• Government of Canada treasury bills
• U.S. denominated bonds and treasury bills

Our Fee-Based Securities Account

If you prefer an active role in managing your individual securities while receiving advice and guidance from your Agrawal Associates advisor, an Investors Group Securities Fee-Based Account may be right for you. Within a Fee-Based Account, you make or approve each investment decision in collaboration with your Agrawal Associates advisor.

Our Discretionary Solution - Azure Managed Investments

Azure Managed Investments are Separately Managed Accounts (SMA) that offer a customized, sophisticated approach to investing in actively managed individual securities. With Azure Managed Investments, you delegate decision-making to the portfolio manager, who manages a specialized portfolio based on your specific investment strategy and goals.

Azure Managed Investments offers seven different mandates that provide core equity exposure in Canadian, U.S. and international equity markets.

Click here for more information on Azure Managed Investments.

IIROC Licensed Brokerage Solutions

As a fully licensed IIROC registered securities office, Agrawal Associates Private Wealth Management can offer thousands of domestic and international fixed income, equity and managed solutions listed anywhere in the world.

What is IIROC?

The Investment Industry Regulatory Organization of Canada (IIROC) is a non-profit, national self-regulatory organization (SRO).

Established through the merger of the Investment Dealers Association (IDA) and Market Regulation Service (RS) on June 1, 2008, IIROC oversees all investment dealers and trading activity on debt (government & corporate bonds, mortgage backed securities, treasury bills, banker’s acceptance notes etc.) and equity (stock and derivative) markets in Canada.

The organization sets regulatory and investment industry standards and has quasi-judicial powers in that it holds enforcement hearings and has the power to suspend, fine and expel members and registered representatives.

Click here for more information on IIROC.

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What is CIPF?

Agrawal Associates Private Wealth Management is also a proud member of CIPF

CIPF provides limited protection for property held by a member firm on behalf of an eligible client, if the member firm becomes insolvent. Member firms are investment dealers that are members of IIROC (Investment Industry Regulatory Organization of Canada). These investment firms are also automatically members of CIPF.

Click here for more information on CIPF.

What Does Our Ideal New Client Look Like?

New clients at Agrawal Associates are seeking wealth management solutions, not wealth creation ideas.

Typically, prospective clients are seeking a holistic wealth management team to service and advise them with the ongoing management of their wealth, advice on effective tax debt management and cash flow strategies, recommend intergenerational transfers and charitable giving solutions and to be accessible to their inquiries all times.

In order to maintain our high standards and quality of service we have a minimum limit of $500,000 of investable assets* as the required threshold to engage our services.

We are happy to meet and advise on alternative financial service providers to those who may require such options.

Who Do We Serve?

Our clients can be characterized under one of three primary Stages of Life:

*Illiquid assets will be taken into consideration determinant upon proposed disposition.