How long has the advisor been in the business? What certifications, education and/or designations do they have? Do they have strong understanding of financial planning for both small businesses and personal planning? Do they focus on all aspects of wealth management, such as tax, accounting, succession and insurance-related issues, with easy access to a team of experts in those fields? Is their fee structure transparent?

We will start by discussing your current and future goals, followed by any initial concerns you may have. Next, to ensure we can provide a comprehensive plan, we will need current investment and bank account statements, insurance policies, and details on outstanding debts and monies owed, your most recent tax returns, a household budget (if you have prepared one) and plans for travel, large purchases, or helping children with education, home ownership or other pursuits.

A business financial advisor can help connect the value you have built inside your company with your personal financial plans. This may include corporate structures, tax-aware income strategies, succession planning, retirement income, estate planning and preparing for an eventual sale or transition.

A financial planner for business owners can be especially valuable when your corporate and personal finances are becoming more connected. You may be approaching succession, considering a sale, managing significant retained earnings or thinking about how business value will eventually support retirement and your family.

Family office-style services can make it easier for affluent families to manage complex financial decisions by bringing investment, tax, estate, insurance, succession and intergenerational planning together. Rather than treating each area separately, Agrawal Associates helps coordinate the different parts of a family’s wealth strategy and works with outside professionals when specialized expertise is needed.

A Calgary financial planner can help organize the different parts of your financial life into one coordinated strategy. That may include investments, tax planning, retirement income, estate planning, insurance, trusts, business succession and wealth transfer. Agrawal Associates works with affluent families and business owners whose financial lives often involve several of these areas at once.

A CERTIFIED FINANCIAL PLANNER® professional is trained to consider the full financial picture rather than looking at one decision in isolation. At Agrawal Associates, every plan is guided by a CERTIFIED FINANCIAL PLANNER® professional who considers your priorities, financial complexity and long-term family plans before recommending a path forward.