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Many of us cringe at the thought of paying for college. How do we even begin to think about that process? It's an incredibly expensive pursuit. The costs are forever rising when it comes to college expenses and that goes for private, public or trade schools.

Small business optimism stopped its recent decline in February 2019 according to the National Federation of Independent Business.  This index of 10 components rose 0.5 percentage point to 101.7 after falling for five consecutive months.  This mild uptick is a welcome reprieve from the recent trend.

• family

Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing and a family member ends up at urgent care. Then, as you’re driving, you see smoke seeping out from under your hood.

We all have certain causes that we choose to support monetarily. In fact, in 2017, Americans gave more than $410 billion to charities, breaking the $400 billion mark for the first time in history.

But anytime that we give our money to an organization, it’s important to do our due diligence, ensuring that the funds that we give will be used effectively.

Whether you like it or not, a good credit score is essential. Your credit score factors into everything from insurance rates, to whether you get the job you applied for. A good credit score is also needed to buy a house, obtain cell phone service, rent an apartment, and buy a car.

Sometimes, when seeking advice, it’s comforting to get a second opinion. 

Am I doing this right? Am I making sound financial choices? 

Everyone seems to have at least one goal in common: They don’t want to make a financial decision that is going to cost them in the long run. 

While many of us actively plan for retirement, only a small fraction of American workers actively plan for the possibility of becoming disabled. Before you decline to purchase a short-term or long-term disability plan, consider some of these facts: